With fuel prices taking a bigger bite out of budgets, you may be considering an offer for a gasoline rewards card. These let cardholders accumulate points in exchange for gift cards or cash back. The savings typically run from 3 percent to 5 percent of your gas bill.

 • Take the time to go beyond the savings rate and check out savings limits, interest rates and other features.

 • Investigate whether a general rewards card offers any discounts for fuel purchases. If you don’t like toting around multiple cards, sticking with a general rewards card may be your best bet.

Bankrate.com offers a useful comparison tool for gas rewards and other types of credit cards.

The Associated Press