One of the promises of the Affordable Care Act was that your present insurance would not be canceled. If you believe that I have a bridge in Brooklyn I will sell you.
My son was recently hospitalized, and the diagnosis was that he had pancreatic cancer. He was sent home to wait for surgery which was then scheduled for Jan. 7. The hospital did some checking and called him the day before to tell him that he had no insurance. The cancellation notice came while he was hospitalized, and he had not yet opened the accumulated mail.
Since then he has been on the phone almost constantly trying to get insurance, sometimes being put on hold for as long as 30 minutes. One person tells him to apply, another says he cannot apply, another that he is insured and yet another that he is not insured.
It seems that government workers should be tested for job proficiency. From this experience, most would flunk and be terminated.