Business

Tacoma-area ZIP codes among most expensive for car insurance; Key Pen among the cheapest

Where you live in Pierce County can affect the rate you pay for car insurance by hundreds of dollars.

That’s according to figures provided Thursday by Austin-based independent insurance rate comparison site The Zebra.

Rates in the Seattle-Tacoma metro area have risen 27 percent since 2011 and 9 percent from last year, according to the site.

Average annual premium for the Seattle-Tacoma area is $1,594, which is lower than Portland, Oregon ($1,694), and San Francisco ($1,887) but higher than the average for Washington state as a whole ($1,368) and the United States ($1,548)

The 10 most expensive ZIP codes:

98118, Seattle, $1,781

98404, Midland, $1,770

98447, Tacoma (Pacific Lutheran University campus), $1,763

98108, Boulevard Park, $1,763

98408, Tacoma, $1,762

98106, Seattle, $1,753

98444, Parkland, $1,752

98144, Seattle, $1,745

98134, Seattle, $1,739

98126, Seattle, $1,739

Least expensive:

98292, Lake Ketchum, $1,335

98241, Darrington, $1,354

98330, Elbe, $1,407

98223, Arlington, $1,421

98394, Key Center, $1,423

98256, Index, $1,433

98033, Kirkland, $1,435

98304, Ashford, $1,436

98294, Startup, $1,438

98252, Granite Falls, $1,444

The study reviewed 167 ZIP codes and 99 cities in the Seattle-Tacoma metro. Nationwide, it reviewed 73 million car insurance premiums across every ZIP code as affected by variables such as driver age, gender, driving record, financial behaviors, and the cars themselves.

Who’s among the most affordable nationwide? Boise, Idaho, which ranked No. 7 at $1,044 average annual rate.

Rates by county in Washington state

Full report

This story was originally published January 16, 2020 at 1:43 PM.

Debbie Cockrell
The News Tribune
Debbie Cockrell has been with The News Tribune since 2009. She reports on business and development, local and regional issues. 
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